Award-winning pet insurance from Animal Friends
Protect your pet and make a difference to animals everywhere with the only leading UK pet insurer founded to donate to animal welfare charities.
Why Animal Friends?
- Over 25 years’ experience as pet insurance experts
- FREE 24/7 vet video consultations for dogs and cats
- Donated over £8.5 million to more than 800 animal charities and conservancies
- Choose from a range of excess options of £69, £99, £159, £199 or £249
- Vet fees cover up to £18,000 to suit your needs
- Your vet can claim online on your behalf.
Our policies
We have 5 types of pet insurance policies, including two options for Lifetime, each with different levels of cover for the cost of vet fees.
This aims to protect your pet if they have an accident. It doesn’t cover you for any illnesses or diseases they might have. If your pet has an accident, the policy offers £2,500 per year towards the cost of treating their injuries. The £2,500 limit applies to each accident your pet might have, and there’s no limit to the number of accidents you can claim for.
Each accident also has a lifetime limit of £15,000 – as long as you renew your policy. So, you can make claims over multiple years if your pet needs long-term treatment for their injuries – up to the £2,500 annual limit.
Time Limited products aim to protect your pet if they become ill or are injured in an accident. You can claim up to a set amount for vet fees for each condition your pet might have.
Each new condition is covered for 12 months – as long as you renew your policy. The 12 months starts from the date your pet first showed signs or symptoms of the condition. Once you reach your vet fee limit – or after 12 months, whichever comes first – we won’t cover that condition anymore, even after you renew.
The annual limit in your schedule is the most we’ll pay in total each year for all conditions.
Maximum Benefit policies aim to protect your pet if they become ill or are injured in an accident. You can claim up to a set amount for vet fees for each condition your pet might have. You can claim for as many conditions as you need to, as long as you stay within the vet fee limit for each condition. Once you reach the limit for a condition, you won't be able to make a claim for it again, even after you renew.
Lifetime Annual Limit
Lifetime Annual Limit policies aim to protect your pet if they become ill or are injured in an accident. This policy allows you to claim up to a set amount for vet fees each policy year. You can claim for as many conditions as you need to each policy year, as long as you stay within your vet fee limit. The limit resets when you renew, and we’ll cover your pet’s conditions for as long as you have a policy with us.
Lifetime Condition Limit
Lifetime Condition Limit policies aim to protect your pet if they become ill or are injured in an accident. This policy allows you to claim up to a set amount for vet fees per policy year for each condition your pet might have. You can claim for as many conditions as you need to each policy year. This limit resets when you renew, and we’ll cover your pet’s conditions for as long as you have a policy with us.
