Rider insurance
- Standard cover for riders aged 18 to 75 years old.
- Young Rider cover for 5 to 17 year olds.
- Cover for riders that don't loan or own the horse.
Standard Rider insurance
You may have an accident that prevents you from working or leaves you needing dental treatment. Costs can add up but our Standard Rider insurance can support you if the worst should happen, allowing you to concentrate on getting better.
| Cover | You are covered up to |
| If you are killed |
£10,000 You can only claim for one of these per accident. |
| If you lose a limb | |
| Permanent blindness in one or both eyes | |
| Permanent deafness in both ears | |
| If you’re permanently and totally disabled | |
| If your injuries stop you from being able to work temporarily | £50 per week |
| If you need dental treatment | £1,000 per year |
| If you need to stay in hospital | £30 per day |
| Cover | You are covered up to |
| If the horse being ridden injures someone or damages their property | £2,000,000 |
| If you are found legally responsible for a horse's injury or death | £2,000 |
| If the horse being ridden is injured in an accident | £1,000 |
Further details are available in our policy documents:
Standard Rider insurance product information document
Audio policy booklet
Already an existing customer?
Please refer to the policy documents we sent you when you took out or renewed your policy. You can log into your online account to view these.
Young Rider insurance
From first timers to young experts, we can provide cover for young riders should they get injured. This policy can also provide some cover for the horse they are riding if it is injured in an accident.
Our Young Rider insurance covers riders aged 5-17 years old and also provides cover for a private tutor should any injuries stop the rider from being able to go to school or college.
| Cover | You are covered up to |
| If they are killed | £5,000 |
| If they lose a limb |
£20,000 You can only claim for one of these per accident. |
| Permanent blindness in one or both eyes | |
| Permanent deafness in both ears | |
| If they are permanently and totally disabled | |
| If they need dental treatment | £1,000 per year |
| If they need to stay in hospital | £25 per day |
| If the injuries stop them from being able to go to school or college | £2,500 per year |
| Cover | You are covered up to |
| If the horse being ridden injures someone or damages their property | £2,000,000 |
| If you are found legally responsible for a horse's injury or death | £1,000 |
| If the horse being ridden is injured in an accident | £1,000 |
Further details are available in our policy documents
Young Rider insurance product information document
Audio policy booklet
Already an existing customer?
Please refer to the policy documents we sent you when you took out or renewed your policy. You can login to your online account to view these.
Why choose Animal Friends?
We're not like other leading UK pet insurers, we were built with a purpose. With over 25 years' experience and over one million of the nation's pets covered, customers choose Animal Friends for:
- Affordable, award-winning cover to suit you
- Every policy bought helps support animal welfare and conservation around the world
- Fuss-free claiming. Vets can claim on your behalf
- Expert advice and guides
- Friendly UK-based team.